Know Your Rights. Fight Back Smarter.
Free guides to help you understand your rights and fight back against unfair medical bills, debt collectors, and insurance denials.
Your FDCPA Rights
Debt collectors have strict rules they must follow. Most people don’t know them. Here’s everything you’re entitled to under the Fair Debt Collection Practices Act.
Read Guide →How to Request an Itemized Bill
You have the legal right to a complete line-by-line breakdown of every charge on your medical bill. Here’s how to demand it.
Read Guide →Understanding Your Explanation of Benefits
Your EOB is one of the most important documents you’ll receive after a medical procedure. Here’s how to read it and spot errors.
Read Guide →How to Apply for Charity Care
Most hospitals are legally required to offer financial assistance programs. Most people never apply. Here’s how.
Read Guide →Balance Billing: What It Is and How to Fight It
Getting a surprise bill from an out-of-network provider? The No Surprises Act may protect you. Here’s what to know.
Read Guide →State Medical Billing Protections
Many states have consumer protections that go beyond federal law. Here’s what to know about your state’s specific rights.
Read Guide →Why this matters.
of medical bills contain at least one error
patients ever disputes a medical bill
in medical billing errors occur annually
of insurance denials that are appealed are overturned
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